LEGACY PROGRAM NOTICE
This article describes the legacy Live program for accounts purchased before December 3, 2025, 12:00 AM EST.
For the current Tradeify Elite Live program, see Tradeify Elite Program.
For complete legacy program details, see Legacy Live Program - Complete Guide.
Current Live Transition Time: 1~4 weeks
1. When are Traders moved Live?
Once you complete four payouts from the same Simulated Funded Account, Tradeify will assess your account and choose one of the following options for you:
Keep your account in the Simulated Funded Environment with no changes.
- You can continue receiving payouts, capped at the maximum for your account size. Tradeify will re-assess your account when you hit each subsequent payout on the same account.
Transition you to a Live Funded Account with SPIFF bonus eligibility.
Additionally, Tradeify reserves the right to move you Live at any time. Traders will also be automatically moved to a Live Funded Account upon reaching $80,000 in total user payouts.
2. How does the balance carry forward to Live work?
If Tradeify decides to transition your account to a Live Funded Account, a portion of your current Simulated Funded Account balances will be carried forward. Only accounts that have received at least 1 payout are eligible for balance carried forward to Live.
The total amount carried forward will be the lesser of either:
Your current remaining balance on your Simulated Funded Account OR
10% of your Simulated Funded Account size, as follows:
$2,500 for a $25k account
$5,000 for a $50k account
$10,000 for a $100k account
$15,000 for a $150k account
NOTE: Please remember that the maximum amount a Trader can generate in combined Simulated Funded Payouts and the Live Transition is $100,000.
If the Trader's balance is above this, the balance carried forward is still capped at $100,000.
Example Scenarios:
Example 1: Trader has a $150k account with a balance of $164,000 and take a $3,000 payout on their 4th withdrawal, your remaining balance is $11,000. Since this is below the 10% cap, $11,000 will be carried forward to Live.
Example 2: Trader has a $150k account with a balance of $180,000 and takes a $3,000 payout on their 4th withdrawal, your remaining balance is $27,000. Since this is over the 10% cap, $15,000 will be carried forward to Live.
3. SPIFF Bonus Eligibility Begins Immediately
Once transitioned to Live, you immediately become eligible for SPIFF performance bonuses:
Weekly bonuses: Up to $1,000 for top weekly performers
Monthly bonuses: Up to $4,500 for #1 monthly ranking
Quarterly bonuses: Up to $15,000 + exclusive experiences for top quarterly performance
Your transition to Live represents more than just real money trading – it's your entry into elite-level competition and rewards.
4. How does the balance carried forward to Live work for multiple account owners?
For traders with multiple Simulated Funded Accounts, the transition process depends on whether you are requesting the 4th payout from all accounts simultaneously or not.
If you request the 4th payout from all of your Simulated Funded Accounts at the same time:
Tradeify will take the lesser of either:
Your remaining balance on each individual account OR
10% of your Simulated Funded Account size for each individual account.
The sum of these balances will determine the balance carried forward to your single Live account.
Example Scenarios:
Example 1: Trader has five $50k accounts, each with a balance of $53,000 after the 4th payout. Since the remaining balance on each account is $3,000 (less than 10% of $50k), Tradeify will carry forward $3,000 from each account, resulting in a total of $15,000 in your single Live account.
Example 2: Trader has five $150k accounts, each with a balance of $180,000 after the 4th payout. Since the remaining balance on each account is greater than 10% of $150k, Tradeify will carry forward the capped amount of $15,000 from each account. However as the user has already received $62,500 in payouts and the cap is $100,000, the user will carry forward $37,500 to their single Live account.
If you are not requesting the 4th payout from all of your accounts simultaneously:
A percentage of the remaining balance will be carried forward based on the number of payouts completed out of the 4 required. This will be clearly outlined by your risk manager at Transition.
5. What will be the starting balance of the Live Funded account?
Traders will receive their full calculated starting balance in their single Live Funded account. There is no Day 1 payout - the entire carried forward amount becomes your Live account starting balance.
Balance Availability:
Starting balance withdrawal: Available after completing 20 trading days with a minimum of $200 profit on each day
Account scaling: Parameters automatically adjust based on your total balance as shown in our scaling table
Example Scenarios:
Example 1:
Trader has three $150k accounts, each with a balance of $160,000 after the 4th payout.
Since the remaining balance on each account is $10,000 (less than 10% of $150k), Tradeify will carry forward $10,000 from each account, resulting in a total of $30,000.
The full $30,000 becomes the Live Funded account starting balance (no Day 1 payout).
Example 2:
Trader has three $50k accounts, each with a balance of $54,000 after the 4th payout.
Tradeify will carry forward the $4,000 from each account, resulting in a total of $12,000 carried forward.
The full $12,000 becomes the Live Funded account starting balance (no Day 1 payout).
Common Questions
Can I Have Growth/Select/Lightning Funded Accounts with a Live Account?
No. In addition, you will not be permitted to open any new Evaluation or Lightning Funded accounts while your Live Account is active and open. No other user in your household will be allowed to have any other accounts, as well.
What if I Fail my Live Account?
If you fail your live account a risk manager will reach out to you with the next steps.
Could I be Transitioned to a Live Funded Account before the 4th payout?
While unlikely, Tradeify may transition you to a Live Account at the time of or after your first payout.
What if I'm in a Restricted Country?
If you are in a Restricted Country and cannot have a Live Account, your risk manager will reach out to you to discuss your options.
What do I do with my accounts once I'm told I'm moving to live?
You will receive an email notification that you are being moved to a live account and you will not be able to trade your accounts until you receive further instructions from your risk manager.
When do I become eligible for SPIFF bonuses?
SPIFF bonus eligibility begins immediately upon Live transition. Your first trading day on your Live account counts toward weekly, monthly, and quarterly SPIFF competitions.
How does account scaling work on my Live account?
Your Live account has built-in scaling milestones that increase your contract limits and adjust risk parameters based on your profitable trading performance. Your risk manager will guide you through the scaling process.