LEGACY PROGRAM NOTICE
This article describes the legacy Live program for accounts purchased before December 3, 2025, 12:00 AM EST.
For the current Tradeify Elite Live program, see Tradeify Elite Program.
Traders with accounts purchased before December 3, 2025 may choose between the legacy program (described here) or the new Tradeify Elite program.
Understanding Your Legacy Live Starting Balance
Key concept: In Legacy Live, your "starting balance" is YOUR money - it's the Sim profits you earned that Tradeify carries forward when you transition to Live.
How it works:
Your Sim profits (up to 10% per account) are carried forward as your starting balance
This starting balance IS withdrawable after meeting requirements
Multiple accounts combine into one: Up to 5 Sim accounts → all carry-over combines into ONE single Live account
Example: 5 x 150K accounts → up to $75,000 starting balance ($15K × 5) in your single Live account
Your Legacy Live starting balance came from your trading success across all your Sim accounts - it's the reward for your Sim performance, consolidated into one Live account.
Overview
The legacy Live program provided traders with the opportunity to transition from Simulated Funded accounts to a single Live Funded account after completing four payouts. This program included:
Single Live Funded account model
$100,000 lifetime cap on combined Sim payouts + Live transition
20 trading days + $200/day requirement for starting balance withdrawal
90/10 profit split on starting balance withdrawals
80/20 profit split on profits above starting balance
Automatic scaling based on account balance
SPIFF performance bonus eligibility
Eligibility & Transition
When Are Traders Moved Live?
Once you complete four payouts from the same Simulated Funded Account, Tradeify will assess your account and choose one of the following options:
Keep your account in the Simulated Funded Environment with no changes.
You can continue receiving payouts, capped at the maximum for your account size.
Tradeify will re-assess your account when you hit each subsequent payout on the same account.
Transition you to a Live Funded Account with SPIFF bonus eligibility.
Additional Transition Rules:
Tradeify reserves the right to move you Live at any time
Traders are automatically moved to Live upon reaching $80,000 in total user payouts
Current transition time: 1-4 weeks
Balance Carried Forward to Live
If Tradeify transitions your account to Live, a portion of your Simulated Funded balance will be carried forward. Only accounts that have received at least 1 payout are eligible for balance carry forward.
Calculation Method
The total amount carried forward is the lesser of either:
Your current remaining balance on your Simulated Funded Account OR
10% of your Simulated Funded Account size:
$2,500 for a $25k account
$5,000 for a $50k account
$10,000 for a $100k account
$15,000 for a $150k account
$100,000 Lifetime Cap
IMPORTANT: The maximum amount a Trader can generate in combined Simulated Funded Payouts and the Live Transition is $100,000 (one hundred thousand U.S. dollars).
If the balance carried forward would result in exceeding this cap, the balance will be reduced such that combined payouts plus balance carried forward equals $100,000.
Example Scenarios
Example 1: Trader has a $150k account with a balance of $164,000 and takes a $3,000 payout on their 4th withdrawal. Remaining balance is $11,000. Since this is below the 10% cap, $11,000 will be carried forward to Live.
Example 2: Trader has a $150k account with a balance of $180,000 and takes a $3,000 payout on their 4th withdrawal. Remaining balance is $27,000. Since this is over the 10% cap, $15,000 will be carried forward to Live.
Example 3: Trader has five $150k accounts, each with a balance of $180,000 after the 4th payout. The trader has already received $62,500 in payouts. Since the lifetime cap is $100,000, the trader will carry forward $37,500 to their single Live account.
Multiple Account Scenarios
For traders with multiple Simulated Funded Accounts, the transition process depends on whether you request the 4th payout from all accounts simultaneously.
If Requesting 4th Payout from All Accounts Simultaneously
Tradeify will take the lesser of either:
Your remaining balance on each individual account OR
10% of your Simulated Funded Account size for each individual account
The sum of these balances determines the balance carried forward to your single Live account (subject to the $100,000 lifetime cap).
Example 1: Trader has five $50k accounts, each with a balance of $53,000 after the 4th payout. Since the remaining balance on each account is $3,000 (less than 10% of $50k), Tradeify will carry forward $3,000 from each account, resulting in $15,000 total in the single Live account.
Example 2: Trader has three $150k accounts, each with a balance of $160,000 after the 4th payout. Since the remaining balance on each account is $10,000 (less than 10% of $150k), Tradeify will carry forward $10,000 from each account, resulting in $30,000 total in the single Live account.
If NOT Requesting 4th Payout from All Accounts Simultaneously
A percentage of the remaining balance will be carried forward based on the number of payouts completed out of the 4 required. This will be clearly outlined by your risk manager at transition.
Starting Balance Structure
Traders receive their full calculated starting balance in their single Live Funded account.
IMPORTANT: There is no Day 1 payout - the entire carried forward amount becomes your Live account starting balance.
Balance Availability
Starting balance withdrawal: Available after completing 20 trading days with a minimum of $200 profit on each day
Account scaling: Parameters automatically adjust based on your total balance (see Scaling section below)
SPIFF Bonus Eligibility
Once transitioned to Live, you immediately become eligible for SPIFF performance bonuses:
Weekly bonuses: Up to $1,000 for top weekly performers
Monthly bonuses: Up to $4,500 for #1 monthly ranking
Quarterly bonuses: Up to $15,000 + exclusive experiences for top quarterly performance
Your transition to Live represents more than just real money trading - it's your entry into elite-level competition and rewards.
Live Account Structure
Single Live Funded Account
All Live Funded traders receive one Live Funded Account with progressive scaling opportunities based on performance milestones.
Key Features:
No need to risk personal funds - Tradeify rewards your Sim Funded performance with a balance transfer
Structured scaling opportunities
Personalized risk management with dedicated Risk Manager
SPIFF performance bonus eligibility
Payout Policy
Starting Balance Payout
Traders can withdraw their starting balance as follows:
100% of the starting balance becomes available for withdrawal after:
Completing 20 trading days with a minimum of $200 profit on each day
Profit Split: 90/10 (90% to the trader, 10% to Tradeify)
Main Account Payout Policy
For all payout requests for amounts above the starting balance:
Daily payout requests available
Rolling 24-hour period for payout requests
Minimum payout amount: $250
Profit split: 80/20 (80% to the trader, 20% to Tradeify)
Scaling & Risk Parameters
Your Live Funded Account is designed with a structured scaling system that rewards consistent performance with increased trading capacity and positions you to compete effectively in the SPIFF performance bonus program.
Live Account Scaling Table
Your Live Funded Account automatically scales based on your total account balance, with parameters that adjust as your account grows:
Total Balance | Daily Loss Limit | Max Contracts | Swing Trading |
Under $10,000 | $2,000 | Set by Risk* | No |
$10,000 | $3,000 | Set by Risk* | No |
$20,000 | $4,000 | Set by Risk* | No |
$30,000 | $5,000 | Set by Risk* | No |
$60,000 | $10,000 | 20 | No |
$75,000 | $15,000 | 25 | No |
$100,000 | $20,000 | 30 | Yes (10 contract limit) |
$200,000 | $50,000 | 35 | Yes (15 contract limit) |
$500,000 | $100,000 | 45 | Yes (20 contract limit) |
$1,000,000 | $100,000 | 50 | Yes (25 contract limit) |
*Based on risk manager's assessment
**Contract limits may be personalized based on performance reviews with Risk Managers
Important: Daily Loss Limits Are Dynamic
Daily Loss Limits (DLLs) automatically adjust based on your current end-of-day account balance, not your starting balance.
This means your DLL can change from day to day as your balance moves between different tiers in the scaling table above.
How Dynamic DLLs Work
The scaling system evaluates your balance at the end of each trading day and automatically applies the DLL for that balance tier.
Example:
You start with an account balance of $11,000
Your initial DLL is $3,000 (based on the $10,000 tier)
On Day 1, you lose $3,000
Your end-of-day balance is now $8,000
On Day 2, your DLL automatically changes to $2,000 (based on the Under $10,000 tier)
Why This Matters
Traders often ask "Why did my DLL change?" The answer is: your balance moved to a different tier.
The DLL scales up as your account grows and scales down if your balance decreases. This ensures risk parameters always match your current account equity.
Key Scaling Features
Dynamic DLL Adjustments: Daily loss limits automatically adjust based on your current balance tier
Risk Manager Assessment: Contract limits at starting levels determined by individual Risk Manager assessment
Performance-Based Limits: Contract limits at $60,000+ determined by individual performance reviews
Swing Trading Access: Available starting at $100,000 balance
Personalized Scaling: All contract limits customized based on performance reviews with Risk Managers
Scaling Milestones
Contract limits individually assessed by Risk Managers until $60,000 balance
Standardized contract limits introduced at $60,000+ balances for enhanced risk management
Swing trading capability unlocked at $100,000+ with performance-based contract limits
Maximum scaling potential available for accounts reaching $1,000,000+
SPIFF Performance Bonuses
Live Funded traders are automatically eligible for the SPIFF (Special Payouts Inspiring Future Tradeify traders) performance bonuses.
Additional Income Streams
Weekly bonuses: Up to $1,000 for top performers
Monthly bonuses: Up to $4,500 for #1 ranked trader
Quarterly bonuses: Up to $15,000 + exclusive experiences
Key SPIFF Details
Bonuses are additional to your regular profit split payouts
Bonuses are NOT subject to profit splits (100% to trader)
Eligibility: Must maintain overall profitability above initial starting balance during the respective period
Rankings: Determined by net profit within each period
Automatic entry: Your performance enters you in all SPIFF tiers
SPIFF Bonus Structure
Weekly Performance Bonuses
1st Place: $1,000
2nd Place: $300
3rd Place: $200
Monthly Performance Bonuses
1st Place: $4,500
2nd Place: $3,000
3rd Place: $1,500
4th Place: $750
5th Place: $375
Quarterly Performance Bonuses
1st Place: $15,000 + Exclusive all-expenses-paid event
2nd Place: $5,000
3rd Place: $3,000
4th Place: $2,000
5th Place: $1,000
Program Terms: Tradeify reserves the right to modify bonus structures and program terms. All participants must maintain account compliance with Tradeify trading rules.
SPIFF Performance Considerations
Strategic Account Management for SPIFF Competition
Focused Performance: Single account allows concentrated effort on SPIFF rankings
Clear Metrics: Straightforward profit tracking for bonus eligibility
Scaling Advantage: Higher contract limits = greater profit potential = better SPIFF competition
Daily Competition: Each trading day contributes to weekly, monthly, and quarterly SPIFF rankings
Eligibility Reminder: All SPIFF bonuses require maintaining overall profitability above the initial starting balance during the respective period.
Risk Management & Support
Each Live Funded trader is assigned a Risk Manager for accountability, coaching, and ongoing support
Scaling reviews ensure responsible growth aligned with your trading development
Performance monitoring helps identify optimal scaling timing
Traders who demonstrate exceptional performance may be eligible for accelerated scaling options
Frequently Asked Questions
Q: Can I have Sim accounts while my Legacy Live is active?
A: No. See Sim and Live Account Restrictions in the Elite Program article for full details.
Q: What is my Legacy Live starting balance?
A: Your Legacy Live starting balance is a portion of your Sim profits (up to 10% of account size, max $15,000 for 150k) that is carried forward when you transition to Live. This starting balance IS withdrawable after meeting the 20-day + $200/day requirement at 90/10 split.
Q: Can I withdraw a large amount like $100,000 from my Legacy Live account?
A: Only if you've built up that much through trading. Your starting balance is capped at 10% of your Sim Funded account size:
25K account: max $2,500 starting balance
50K account: max $5,000 starting balance
100K account: max $10,000 starting balance
150K account: max $15,000 starting balance
To withdraw $100,000 from a 150K Legacy Live account, you would need:
Your starting balance (max $15,000) PLUS
$85,000+ in additional profits earned on your Live account
The starting balance is withdrawable (after 20 trading days with $200/day profit at 90/10 split), but it's still limited by the 10% cap. With 5 funded accounts, your maximum combined starting balance would be $75,000 ($15K × 5).
What if I fail my Live Account?
If you fail your live account, a risk manager will reach out to you with the next steps.
Could I be transitioned to a Live Funded Account before the 4th payout?
While unlikely, Tradeify may transition you to a Live Account at the time of or after your first payout.
What if I'm in a Restricted Country?
If you are in a Restricted Country and cannot have a Live Account, your risk manager will reach out to you to discuss your options.
What do I do with my accounts once I'm told I'm moving to live?
You will receive an email notification that you are being moved to a live account and you will not be able to trade your accounts until you receive further instructions from your risk manager.
When do I become eligible for SPIFF bonuses?
SPIFF bonus eligibility begins immediately upon Live transition. Your first trading day on your Live account counts toward weekly, monthly, and quarterly SPIFF competitions.
How does account scaling work on my Live account?
Your Live account has built-in scaling milestones that increase your contract limits and adjust risk parameters based on your profitable trading performance. Your risk manager will guide you through the scaling process.
Program Choice
Traders with accounts purchased before December 3, 2025, may choose between the Legacy program (described in this article) or the new Tradeify Elite program.
For complete details on the new Tradeify Elite program, see Tradeify Elite Program.
If you need help deciding, our team is here to support you.