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Lightning Funded: Account Payout Policy

Lightning Funded payout policy: profit goals to unlock each payout vs. maximum payout caps per request, minimum payout, consistency rule, and profit-goal reset rules for 25K-150K accounts.

Traders receive 90% of the payout amount requested.

Traders can have a maximum of 5 total Simulated Funded Accounts with any combination of Growth, Select, and Lightning Funded account types.

⚠️ Profit Goal vs. Payout Amount — please read this first: Your Profit Goal (for example, $9,000 for Payout 1 on a $150K account) is the profit you must earn to unlock a payout request. It is not the amount you can withdraw.

Every payout is also subject to a maximum payout cap based on your account size and payout number (see the Maximum Payout Per Request table further down). Even if you earn more than the cap, you can only withdraw up to the cap for that payout. For example, on a $150K account you reach the $9,000 Payout 1 Profit Goal but can withdraw at most $3,000 on Payout 1 — the rest of your profit stays in the account toward future payouts.

Payout Guidelines

  • Payout approvals require you to abide by the Tradeify Funded Trader Agreement.

  • If you have more than one account, each account is treated independently. You may withdraw from each account according to the schedule below, provided you followed the rules for each account.

  • Once you submit a payout request, it cannot be edited or canceled.

Payout Requirements

Your account must satisfy all of the below criteria for EACH payout request in order to qualify.

  1. Consistency Rule: Meet the 20% Consistency Rule (see: What is the Consistency Rule?)

    1. Lightning Funded Accounts must follow a 20% Consistency Rule for the first payout, then 25% for the second payout, and 30% for all subsequent payouts.

      Important Note: The gradually increasing consistency requirements apply to Lightning Funded accounts purchased AFTER September 12, 2025 at 8:00 AM EST

    2. Existing accounts maintain their current consistency rules (20% for all payouts).

  2. Minimum Days Traded: No Minimum Trading Day Count. You can request a payout after any number of trading days, as long as you meet the Profit Goal and Consistency Rule.

  3. Payout Profit Goals: Payout Profit Goals are the profit you need to earn in between payout requests. After each payout, your profit goal resets and you must earn fresh profit from new trades to reach the next goal. Leftover profit from the previous cycle does not carry over.

Payout Profit Goal Table for Accounts purchased after September 12, 2025 at 8:00 AM EST:

Account Size

Payout 1 Profit Goal

Payout 2+ Profit Goal

$25,000

$1,500

$1,000

$50,000

$3,000

$2,000

$100,000

$6,000

$3,500

$150,000

$9,000

$4,500

Payout Profit Goal Table for Accounts purchased before September 12, 2025 at 8:00 AM EST:

Account Size

Payout 1 Profit Goal

Payout 2 Profit Goal

Payout 3 Profit Goal+

$25,000

$1,500

$1,000

$1,000

$50,000

$3,000

$2,000

$2,000

$100,000

$6,000

$3,000

$2,500

$150,000

$9,000

$4,500

$3,000

Important Notes

  • You will still be able to place trades after submitting a payout request. However, be aware that if you fail your account or fall below the minimum thresholds for a payout before the request is processed, your payout will be denied.

  • Payout Profit Goals reset after each payout and to achieve the next payout you move on to the next Payout Profit Goal.

  • e.g. for a $150k account when you reach Payout 1 Profit Goal of $9k you can request a payout — but the most you can withdraw on Payout 1 is the $3,000 cap shown in the Maximum Payout Per Request table below; the rest of your profit stays in the account. You now must achieve Payout 2 Profit Goal of $4.5k to take your next payout. (see Payout Profit Goal Table)

  • Example: You have a $150k Lightning account (post-Sep 12) and just received your first payout. Your balance is now $159k but your profit goal resets — you need $4,500 in new profit from new trades. Your consistency also resets, now at 25% for Payout 2. This means your highest single profitable day cannot exceed $1,125 ($4,500 × 25%). A safe approach is ~$1,125/day across 4 trading days.

  • Profit is calculated and determined upon account reconciliation, which happens daily between approximately 6:00 P.M. and 8:00 P.M. EST.

Payout Procedure

  • Payout requests can be submitted directly from your dashboard once payout conditions have been met.

  • Once your payout status is changed to APPROVED, your funds are immediately withdrawn from your account. Payments will be issued within 24 hours after the withdrawal has been processed.

  • Payout requests submitted outside of normal business hours (Mon-Fri, 8:00 a.m. - 5:00 p.m. EST and all Federal holidays) may take up to 72 hours to process.

Lightning Funded traders can now instantly request payouts directly from the dashboard once the consistency rule and profit objective are met.

Maximum Payout Per Request (Payout Tiers)

  • The minimum payout amount is $1,000.

  • The maximum payout is the most you can withdraw per payout request, based on your account size and payout number. These are hard caps — even if you have earned more profit (for example, the $9,000 Payout 1 Profit Goal on a $150K account), you can only withdraw up to the amount shown for that payout number; the remaining profit stays in your account for future payouts.

See this table:

Payout Number

$25K Account

$50K Account

$100K Account

$150K Account

1

$1,000

$2,000

$2,500

$3,000

2

$1,000

$2,000

$2,500

$3,000

3

$1,000

$2,000

$2,500

$3,000

4+

$1,000

$2,500

$3,000

$3,500

  • Payouts after the 4th remain capped at the same level as the 4th.

$25K Account Note: For $25K Lightning accounts, the payout amount is fixed at $1,000 for all payouts (the minimum and maximum are both $1,000).

Note: Tradeify reserves the right to move you to a Live Funded Account at any time after a successful payout. Tradeify will contact you via email regarding this decision.

For full details on transitioning to Elite Live, see Tradeify Elite Program.

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